How it Works

How it Works

Oikocredit is a worldwide financial institution that promotes global justice by empowering disadvantaged people with credit. When you join the movement to alleviate poverty, here’s how it works:

  1. You Invest in People
  2. With your investment, an entrepreneur is able to start a business
  3. Oikocredit and local partners provide business services to help the entrepreneur succeed
  4. The entrepreneur’s business succeeds (95% of the time), helping lift the whole family out of poverty
  5. Your investment is returned with interest, knowing you have made a difference!
  6. You can continue to capitalize your interest and empower more families.

For more than 30 years, Oikocredit has proved that entrepreneurs, cooperatives and small businesses in developing countries are credit-worthy partners. Visit our FAQs to learn more.