Blog Posts

Director’s Corner: Examining our Good Intentions

Feb 3rd, 2012 | By
Director’s Corner follows Oikocredit USA National Director Sharlene Brown as she reflects on her work and her travels to investors and supportive communities in the US. Last weekend I attended Rotary’s Symposium to Eliminate Poverty Sustainably (STEPS) and was blown away at the commitment to service of Rotarians around the world. This symposium gave me the opportunity to hear about the projects Rotarians have supported in Peru, Indonesia, Haiti, and ... Read More »


Director’s Corner: Contemplations in Early 2012

Jan 16th, 2012 | By
Director’s Corner follows Oikocredit USA National Director Sharlene Brown as she reflects on her work and her travels to investors and supportive communities in the US. Like many people, I begin each year with much reflection and contemplation. Personally, I’ve been looking for inspiration, thinking about the conditions in the world and my contribution to the solutions. How can I be a citizen of the world and a contributor to ... Read More »


The Oikocredit Value Chain – from Investor to Borrower

Dec 21st, 2011 | By
Oikocredit’s motto is “Investing in People.” But what does that mean – and how can investments funds from US investors reach entrepreneurs and workers in the poorest countries worldwide? Oikocredit USA staffer Leah Gage breaks it down.  Part 1: The Investor Being an investor in Oikocredit is more than just a passive contribution to global poverty alleviation. Sometimes, being an investor in Oikocredit requires work – I can attest to ... Read More »


Tour around the World with Oikocredit: Peru

Nov 22nd, 2011 | By
This week we’re sharing information about the success of microfinance in Peru. Oikocredit’s Regional Manager for the Northern Andean Region in South America- Frank Rubio- recently hosted a webinar on Oikocredit’s microfinance partners in Peru, such as PRISMA! When you think microfinance, countries like India or Bangladesh might come to mind… However, according to the Economist Intelligence Unit, the leading country is Peru!  This is the 2nd year Peru has ... Read More »


Tour Around the World with Oikocredit: Ghana

Nov 15th, 2011 | By
One of Oikocredit’s partners in Ghana is Opportunity International Savings and Loan Ghana, a divison of Opportuntiy International- a development organization whose goals are similar to those of Oikocredit. Every Tuesday Grace Oppong begins setting up tables and benches underneath a tree in her village of Adankwame. Grace’s fellow villagers have elected her community chairperson of the Nyame Ne Boafo Trust , a solidarity group that uses mutual trust to ... Read More »


Pricing Transparency in Microfinance: “There is no single market price for micro-loans.”

Oct 24th, 2011 | By

Microfinance pricing is complicated and data shows there is not one single price for any type of microloan product, regardless of lending methodology (group loan, individual loan, etc.) or purpose (business, housing, etc.), around the world. In fact, seemingly similar microfinance loan products offered by several financial institutions in a given market, such as business loans borrowed by groups in Rwanda, could have very different prices. When you have multiple loan providers in one market with a variety of operational characteristics, serving different market segments (low –moderate income, rural vs urban, etc.) and no standards for pricing disclosure, this could mean confusion for borrowers. If the same product has different prices and these prices are communicated in different forms (e.g. interest rate only vs. fee plus interest), how can a client compare prices and choose the best option available?

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Director’s Corner: Witnessing NOLA’s Revitalization and Our Spirit of Support

Oct 17th, 2011 | By
Director’s Corner follows Oikocredit USA National Director Sharlene Brown through her travels to investors and supportive communities in the US. I visited New Orleans for the first time in 2000 to attend the Essence Music Festival with two close friends. Enchanted by this historic city, we left with intentions of returning with some regularity, but that didn’t happen and then the years went by. As is now written into the ... Read More »


Tour Around the World with Oikocredit: India

Oct 14th, 2011 | By
We’d like to offer a report on what Oikocredit’s Social Performance Manager, Ging Ledesma, has been doing on a recent trip to Vallanadu, in the Tamil Nadu state of India. Oikocredit’s Social Performance Manager, Ging Ledesma, traveled to Tamilnadu by way of Bengaluru, India last month. Where’s that? Bengaluru is another way to say Bangalore, a city you may have heard of, home to over 7 million people. Tamilnadu is ... Read More »


Dirty Chocolate

Sep 30th, 2011 | By
With Halloween right around the corner, Americans are about to indulge in their favorite candies, such as M&Ms, Snickers, and Kit-Kats.  In fact, we individually enjoy almost 11 pounds of chocolate a year![i] Americans demand $4.3 billion in cocoa imports—that’s 1,222,300 metric tons of cocoa! [ii] However, did you know that the companies that make your favorite treats may be guilty of supporting child labor and human trafficking in West ... Read More »


Oikocredit USA Summer of Microfinance Scrapbook

Sep 6th, 2011 | By
Oikocredit relies on investor support for more than financial investment in our project partners. Our investors are also our strongest resource in mobilizing support of Oikocredit’s model for alleviating poverty through microcredit. The Summer of Microfinance is traditionally a time when we ask investors to become ambassadors for Oikocredit, reaching out to their respective communities to share our mission and encourage a wider base of support. This summer, Oikocredit did ... Read More »